EL Civics for ESL Students

Car Insurance Lesson, Page 3

by elcivics.com
Car Stuck in a Flood

Does comprehensive coverage include damage caused to vehicles by floods?

  • Yes, it does.


  • Don't try to start a car that has been in a flood until it has been inspected and cleaned by a mechanic or you could hurt yourself and cause further damage to the vehicle.

 

Collision with Bodily Injury

Was anyone injured in this car accident?

  • Yes, the drivers and passengers in this car accident were injured.


  • Injuries are covered in the bodily injuries section or personal injury protection section of auto insurance policies.


  • If you are injured in a car accident, you should talk to an attorney.

 

Totaled Vehicles Ready for Recycling

Are these vehicles totaled?

  • Yes, they are. Vehicles are declared totaled when they are too damaged to be repaired or when it costs more to repair them than they are worth.


  • Totaled vehicles are taken to the junkyard to be recyled.

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